Trupanion Pet Insurance provides “medical insurance for the life of your pet” with any veterinarian in the United States, Canada, and Puerto Rico.
Trupanion features Vet Direct Pay, which pays claims directly to participating providers in as little as five minutes. This benefit prevents you from having to fill out extensive claim paperwork or wait to be reimbursed.
Pet Insurance Policy Coverage
A Trupanion Pet Insurance policy also pays 90% of eligible costs without caps or limits. They also do not automatically increase rates as your pet ages.
Some companies may drop coverage when a certain number of claims are filed, but Trupanion has no limits on claims. Additionally, their coverage does not discriminate based on age and has a standard waiting period at enrollment of only 30 days.
A unique feature of Trupanion’s policies is a lifetime per-condition deductible. Rather than a single deductible for a year that covers all eligible issues, you pay one deductible for a given condition over the life of your pet. This feature can be especially beneficial for pets who develop chronic medical conditions.
Coverage from Trupanion focuses on the unexpected, so wellness/preventative care, spaying/neutering and pre-existing conditions are not covered. The unexpected, however, is covered at 90%.
Deductibles & Enrollment
Trupanion has a wide range of deductibles to choose from, including the option not to have a deductible at all. This means a pet owner can choose from hundreds of price options to pick what works best for their budget.
The Trupanion pet insurance policy allows you to enroll your pet from birth for true lifelong coverage.
Learn more about Trupanion's pet insurance options, read thousands of Trupanion reviews and get a quote so you can make an informed choice about your pet insurance provider.