5
out of 5
POSTED: | BY: Gregory
Quick response
Quick response
Read more on Trustpilot
4.7
out of 5
Number of reviews 2,553
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: Patricia
Easy process and to understand
Easy process and to understand
5
out of 5
POSTED: | BY: Dawn
Great insurance very very quick…
Great insurance very very quick response when submitting claim.
5
out of 5
5
out of 5
POSTED: | BY: Jane S.
Pumpkin Pet Insurance rocks!
I am so grateful for Pumpkin Pet Insurance -- the choice of various deductibles and the amount of coverage was really great -- I really felt like I could create the coverage that is right for me and my three cats. My cats range in age from 10 to 14 years old, two of whom were adult rescues, and normally I would expect the premiums to be very high, yet my payments are absolutely affordable.
And that's just the beginning. My guys are generally in good health, but the oldest one needed a dental procedure that was quite expensive and was approved and paid quickly and painlessly. I love my cats but honestly I would have hesitated before spending that much money on a procedure that no prior cat has needed.
Pet health insurance has traditionally been extremely expensive and the coverage has been limited and payments have been slow and contentious. I'm so glad I listened to my friends who told me that pet health insurance has become much better, but honestly I never would have guessed that my experience would be *this* good.
I am so grateful and so is my little guy Buddy. He is so much happier without his icky teeth.
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.