1
out of 5
POSTED: | BY: customer
Didn't really help with the expenses of…
Didn't really help with the expenses of vet visit with the second cat.
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4.7
out of 5
Number of reviews 2,553
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: customer
Extremely happy with Pumpkin insurance…
Extremely happy with Pumpkin insurance and how quickly they handle claims.
5
out of 5
POSTED: | BY: Elyn
When your vet recommends a pet…
When your vet recommends a pet insurance company and believe me they are the best in my book.
I put in for a claim for my westie and, received emails from the company advising what was happening with the claim. They also told me when to expect the check.
I'm thrilled with everything.
5
out of 5
POSTED: | BY: customer
I have been very pleased with the my…
I have been very pleased with the my experience with the Pumpkin insurance and preventive services. Filing claims is super easy and the team is great about providing updates on status of claims and then once completed. I also appreciate the explanation of why something is denied.
5
out of 5
POSTED: | BY: customer
They were friendly and efficient and…
They were friendly and efficient and reimbursements were quick. Very good experience!
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.