Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,452

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: morgan.callahangmail.com

Customer Service GREAT, Insurance TBD

Everyone I spoke with was PHENOMINAL But, after speaking with a claims agent, the marketing of insurance benefits are very misleading in terms of what they will cover. I haven't had to use the insurance yet, so time will tell.
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5

out of 5

POSTED: | BY: Amanda LEUNG

Rebecca was awesome very knowledgeable

Rebecca was awesome very knowledgeable, she was very patient. answer all my question and explain every detail ,I have a very good feeling about this prudent pet insurance my dog cookie is in good hands. Thank you so much Rebecca
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3

out of 5

POSTED: | BY: aknaknAKNCons.com

These reviews make no sense

These reviews make no sense. Why do you ask to review an insurance product when the only thing you can review is the purchase process which always goes well? Most of the reviews on this site were only written at the very beginning. It is almost useless to use this. Of note, the reviews on Google are good but not as flattering as this site. This practice reflects badly both on the sponsor company as well as this review site.
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5

out of 5

POSTED: | BY: Connie

Quick, Fast, & Helpful

Was just researching options. Was contacted immediately and was able to get coverage quickly.
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5

out of 5

POSTED: | BY: kennedy reid

They showed me what was covered and…

They showed me what was covered and what wasn’t I’m glad I just got him covered
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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