5
out of 5
POSTED: | BY: SUSAN TURNER
It was easy to get covered
It was easy to get covered
Read more on Trustpilot
4.8
out of 5
Number of reviews 2,452
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: nancy isabel
Kind staff
Bobby was incredibly helpful and attentive
5
out of 5
POSTED: | BY: Nat Stoddard
Everything I Was Looking For With Very Attractive Pricing
I did an industry overview of the Pet Insurance Industy using an AI App. It ranked Prudent Pet Insurance as the Number 1 provider on a number of criteria (pricing, flexibility, comprehensiveness of options offered, customer service, etc.) They turned out to be 50% less for the same top-end offering as the other company I was looking at. Website and salesperson who contacted me (Stephanie T.) were very informative making my decision to purchase quite easy.
5
out of 5
POSTED: | BY: Nat Stoddard
Easy, Peasy!
I was looking to buy Pet Insurance and was suggested I look at Prudent Pet Insurance by my ChatGPT industry search. They had the top rating. I went to the website which was extremely helpful in comparing various providers' programs which were consistent with my overall AI Report. Before I had finished looking at the website, I had a text from Stephanie T., a salesperson at Prudent Pet Insurance asking if I needed any help. I called her and using the web pages as a guide she walked me through the particulars and I was sold. She emailed me a sample contract which I read and then called her back and we closed the transaction. Easy, peasy!
5
out of 5
POSTED: | BY: SB
Prudent Pet Insurance
Bobby, the insurance agent was very informative. He explained each type of insurance plan in detail and answered all my questions.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.