5
out of 5
POSTED: | BY: Jing
It was quick and easy
It was quick and easy
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4.8
out of 5
Number of reviews 2,452
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Reeva
Very Satisfied
I had first called Stephanie in regards to some questions I had regarding their pet insurance offer and I have to say I was very surprised with her thorough responses. I was expecting a very short half hearted responses but she was so kind and patient. She went into detail how the deductibles and claims would play out with the vet visits. I ended up getting the accidents and illness plan for my labrador, Mickey. I hope to have the same great communication with the staff in the future as well!
5
out of 5
POSTED: | BY: El
We love them so far!
We just signed up and they called us this morning to welcome us. Seems promising!
5
out of 5
POSTED: | BY: Jonah
Prudent
Lots of features included compared to other companies
5
out of 5
POSTED: | BY: Chantal
Easy and quick to set up
Easy and quick to set up! I shopped around for a while before signing up with prudent pet as they had the most to offer for the best price.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.