Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,626

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Vanessa Cruz

This was my first time getting pet…

This was my first time getting pet insurance, so I did my research and compared all the best pet insurance out there with a rating of 4.0 and above. Out of all of them, Prudent Pet Insurance had the best options, prices, and reviews. I spoke to an agent and she was really nice and helpful when it came to answering all my questions. They also have a 30-day money-back guarantee, making me feel safer and more comfortable just in case I didn't like them. I highly recommend them, talk to one of their agents if you're not sure!
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5

out of 5

POSTED: | BY: Evelyn

New Doggie Insurance

I was looking for pet insurance and found everything that I wanted with Prudent Pet Insurance. The price was good and the features offered everything that I needed.
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5

out of 5

POSTED: | BY: Chris Shean

Friendly customer service

Friendly customer service. It's just like talking to someone you know already.
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5

out of 5

POSTED: | BY: Kristina Branstetter

The lady was really nice and explained…

The lady was really nice and explained my coverage and how it works
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5

out of 5

POSTED: | BY: Lisa Brasher

Peter was absolutely amazing

Peter was absolutely amazing
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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