5
out of 5
POSTED: | BY: Kayell
very helpful agent
very helpful
Read more on Trustpilot
4.8
out of 5
Number of reviews 2,466
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cynthia Schmidt
I am very impressed with Prudent Pet
I am very impressed with Prudent Pet. Enrollment in their insurance for my pet was very easy. The rep, Peter, was very helpful and informative!
5
out of 5
POSTED: | BY: Marcy Nelson
Pet Insurance
From all of my research for pet insurance, Prudent offered the most coverage and for a fair price in today's market. Easy to sign up and purchase insurance for both of my pets.
5
out of 5
POSTED: | BY: Michael
Above and Beyond
prudent pet insurance. has been very good to me, customer service especially Monica Ramos has done above and beyond to answer all my questions and. keep updated on things. You are very lucky to have her working for you. Nice to know Prudent is there for me and my collie
5
out of 5
POSTED: | BY: John Woodson
Your claim procedure online is one of…
Your claim procedure online is one of the easiest and quickest that I have found and service is prompt and staff when needed is friendly and knowledgeable about your service. Glad to have you for our puppies.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.