Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,627

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ritsu Kawamura

I cannot express enough gratitude for…

I cannot express enough gratitude for Rebecca Walston’s exceptional customer service! She is super knowledgeable and listens to my concerns, not to mention it was a late night for her but she went above and beyond providing me all the details and finding me the ideal insurance policy that suits for my furry companion! What truly made the experience outstanding was Rebecca’s genuine care and her knowledgeable navigation made my entire process seamless and stress free! Thank you for the outstanding experience and I’m looking forward to prudent pet’s continuously support!
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5

out of 5

POSTED: | BY: Ms Howell

The experience was amazing

The experience was amazing, she broke down every part of every plan, which allowed me to make an informed decision. She even took the time to do comparisons for me, so that I can pick the right plan for my puppy.
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5

out of 5

POSTED: | BY: Hannah Escue

THE BEST

It was great! I'm so happy to have my baby covered and Rebecca my prudent agent was so sweet and helpful and I really recommend her if you go to get your pet insured. Prudent has amazing rates and amazing employees to help you understand and have a stress free experience.
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5

out of 5

POSTED: | BY: Brittany Duncan

Rebecca is AWESOME!!!

Rebecca was amazing. Very informative and helpful. Couldn't have asked for a better experience!!
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5

out of 5

POSTED: | BY: DFF

So far, so good...

This was a very recent purchase so we haven't had the opportunity to use the plan yet. The purchase itself was extremely easy and the details of the plan were easy to understand compared to a few others we looked into. Hopefully, this will turn out to be a good choice for our lab.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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