5
out of 5
POSTED: | BY: Makayla
Rebecca was very helpful at finding the…
Rebecca was very helpful at finding the perfect coverage for me.
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4.8
out of 5
Number of reviews 2,472
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Keith Philipps
Very easy to quote
Very easy to quote, bind and issue the policy.
5
out of 5
POSTED: | BY: Michelle Woodruff
Initial plan selection
Great experience calling for information on plans and getting my account set up. They were not pushy and were informative.
5
out of 5
POSTED: | BY: Joyce Ricci
Rebecca answered all my questions and…
Rebecca answered all my questions and provided good suggestions based on the need of my dog.
5
out of 5
POSTED: | BY: Charlotte Dukes
Very knowledgeable and passionate about her job.
Knowing what she was talking about and the positivity in Stephanie’s voice. She was a bit persistent in getting in touch with me about insuring my lil baby Pebbles and she always referred to Pebbles by name. I’m glad Stephanie kept calling me and normally that would irritate me but she didn’t. Very very kind and respectful. That is the reason o give a 5 star rating. Very nice young lady.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.