Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,472

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jaque Rodriguez

Stephanie was informative of what the…

Stephanie was informative of what the insurance covers, the costs, and much more. she is very kind and will definitely reach out to her if i have questions or problems!
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5

out of 5

POSTED: | BY: Michael

5 star for Ease of Doing Business!!!

I determined that Prudent Pet was not the cheapest pet insurance available, however, it is competitive AND the selling point to me was the ease of getting a claim paid. Prudent Pet basically does all the work once you easily send them the receipts unlike other companies that require the customer to provide medical treatment documentation.
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4

out of 5

POSTED: | BY: Sheldrick Graham

Professional and polite.

Professional and polite.
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4

out of 5

POSTED: | BY: yitsheidiicloud.com

The process was quick and easy howevee

The process was quick and easy. Claim was paid fast. However it was an ER call and out of $900 only $6.72 was paid. I knew we had a deductible before claims were paid at 70%. But the office charge was denied....can't avoid an office charge when dog needs stitches. So I pay $36 month and I j feel things were left out when i started this. I still havent heard anything about other bills I submitted.
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5

out of 5

POSTED: | BY: Chris S

Couldn't Be Easier to Work With

They couldn't have made the claims process easier. This was especially appreciated given everything that we were going through at the time.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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