Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,472

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Peggy Allum

Rebecca gave great customer service and…

Rebecca gave great customer service and is the main reason I went with Prudent. Some of the other companies did not call back but she was right on the ball and answered all my questions. In addition Prudent has a high rating with Trustpilot and BBB, which also helped me decide to go with this company.
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5

out of 5

POSTED: | BY: PHILIP BRACE

Megan was great!

I called with 2 questions for Prudent Pet, and Megan answered the phone. She was great at explaining the policies offered and the pros and cons of each option for my fur family, in particular. She completely answered my 2 questions, and then more that followed! She was also a great listener as I told her about our beloved dog pack of 3 mutts. Thanks, Megan, for helping me set up policies for my family!
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5

out of 5

POSTED: | BY: Kim Beckner

Rebecca was one of the most amazing…

Rebecca was one of the most amazing genuine representatives I have ever come across. And very knowledgeable
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4

out of 5

POSTED: | BY: Cindi DAHLSTEDT

Affordable plan

My Vet tech provided me w info to a link where I compared many plans. Your plan provided coverage at a cost within my budget.
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5

out of 5

POSTED: | BY: KL

Great honest customer service with personal…

Great customer service with personal attention to the application process helping make the right decision about what types and honesty with how much is necessary
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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