Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,466

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristen

Great customer service

There customer service was excellent. They were not pushy nor invasive. They answered questions quickly and knowledgeable. They made me feel like a valued customer not just a number. The customer service I received when just looking was one of the main reasons I came back and purchased from them.
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5

out of 5

POSTED: | BY: Christie Babyak

Great customer service!

Great customer service, easy and quick!
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5

out of 5

POSTED: | BY: Beatrice G

Amazing customer service

My experience with Rebecca from customer support was amazing! She was so helpful and gave me clarity on policies and helped me choose the best plan for my dog. Very refreshing experience to have. Great company, excellent customer care!
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5

out of 5

POSTED: | BY: Danielle Johnson

Ms Rebecca from Texas was a joy helped…

Ms Rebecca from Texas was a joy helped me get the best policy for my dog Rascal Brown. She is courteous, friendly, professional, efficient, effective, polite, patience, vibrant, intelligent,a good listener and one of a kind You should have more people like her. She made this experience so easy and delightful. She deserves a raise! She should also give classes in customer service. Thank you for employing her Please put a copy of this review in her file Thank you again
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5

out of 5

POSTED: | BY: Patricia Collins

The quote for my two cats is very…

The quote for my two cats is very reasonable and I really liked being able to customize the level of coverage that works for me. Thank you.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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