Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,861

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael

Above and Beyond

prudent pet insurance. has been very good to me, customer service especially Monica Ramos has done above and beyond to answer all my questions and. keep updated on things. You are very lucky to have her working for you. Nice to know Prudent is there for me and my collie
5

out of 5

POSTED: | BY: John Woodson

Your claim procedure online is one of…

Your claim procedure online is one of the easiest and quickest that I have found and service is prompt and staff when needed is friendly and knowledgeable about your service. Glad to have you for our puppies.
5

out of 5

POSTED: | BY: D Valkerie

Enrollment was easy!

Monica was wonderful and really helped me get the right policy for Ridge. Turns out I saved money because he is a Mix breed and he is my Service Dog.
5

out of 5

POSTED: | BY: Dale Cook

Service Rep very helpful

Service Rep very helpful
5

out of 5

POSTED: | BY: Hollie

Monica was amazing helping add our new…

Monica was amazing helping add our new baby needs for her health insurance! Plus updating our other baby.. A+ for Monica! Thanks Hollie

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.

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