Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,904

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Olivia Stout

Amazing service

I picked up the phone to Stephanie being very sweet and informative while guiding me through all my questions and setting up my account. It was a very fast, easy, and efficient process :)
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5

out of 5

POSTED: | BY: Racheal

Great service

Monica was an extremely good representitive in helping me reinstate a new policy for my dog, she helped clear of any confusion for me and even though we lost connection on call a few times she helped make sure we finished the process despite a few hiccups. She also gave me other options to help lower the cost while getting the most out of my benefits, overall I felt extremely satisfied with my service with Prudent!
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5

out of 5

POSTED: | BY: Louis Benacci

Prudent Pet was Pleasant

This was a very easy experience and seems to cover everything I was looking for in dog insurance. I also had a phone conversation that was very pleasant and gave me information that I didn't know about that shortened my coverage wait time
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5

out of 5

POSTED: | BY: Dennis C Drews

Prudent Pet Ins. Experience

Cindy was very friendly and very helpful in her explanations that help me decide on Buddy-Juan's insurance. She did a really great job of representing Prudent Pet Insurance. Thanks, Dennis Drews
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5

out of 5

POSTED: | BY: Louis Benacci

Monica was extremely helpful and…

Monica was extremely helpful and friendly. It was a pleasure talking to her
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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