Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,455

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: E Dorch

The young lady on the phone was very…

The young lady on the phone was very kind, knowledgeable and listened to everything I needed and explained everything.
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5

out of 5

POSTED: | BY: Tara DeFabritus

I did homework and it led me to prudent pet

I had many questions before purchasing pet insurance for a puppy I wanted but was reluctant to bring home unless I felt certain she would be taken care of should anything happen. Carmen answered all my questions and put my fear to rest and now I have this precious little girl puppy. I haven't used this insurance yet but Carmen was great
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5

out of 5

POSTED: | BY: Sara Gosnold

Rebecca was excellent!

Rebecca was excellent!! So knowledgable and helpul, answered all my questions and made getting set up an easy and comfortable experience. You can tell she luvs fur babies.
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5

out of 5

POSTED: | BY: Jodi Sykes

Many Thanks!

Steffi was so kind & helpful! I've had dogs all of my life and we've just rescued a new puppy to add to our brood. I knew I had to get Pet Health Insurance for her as I know, from 1st hand experience, just how expensive proper pet care can get. I have been doing my due diligence and comparing just about every pet insurance company out there and found Prudent Pet to be the best as far as rates & coverages go. After speaking with Steffi today, that sealed the deal and I knew I was going to go with Prudent Pet. Thanks again for all of your help and answering all of my questions! Here's to a lifetime of love, happiness and health to the newest member of our fur baby family! 💜
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5

out of 5

POSTED: | BY: Lauren Rutherford

Would recommend

Carmen easily explained all my options and helped me find the right coverage for me.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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