5
out of 5
POSTED: | BY: brendasong
clear thoughtful explanation of the…
clear thoughtful explanation of the policies offered
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4.8
out of 5
Number of reviews 2,472
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Deborah Stone
easy and friendly to work with
answered all my questions and help me set up the portal to upload documents.
5
out of 5
POSTED: | BY: Sharon Bowen
Andrea was very knowledgeable and…
Andrea was very knowledgeable and helpful with eachofmyquestiond.
5
out of 5
POSTED: | BY: Franklin and Lily
Positive Experience Filing First Claim
We finally decided to get pet insurance and chose Prudent Pet for our 10-year old dog. At the time of starting the policy, we didn't anticipate that we would use it. Then, the unexpected happened and our dog Franklin, a Coton de Tulear, was attacked by a stray dog while we were walking on leash in our neighborhood. As devastating as this event was, we had a positive experience with Prudent Pet; filing the claim online was easy and we promptly received reimbursement for the emergency medical bills.
5
out of 5
POSTED: | BY: johnsonlorioutlook.com
Easy no pressure experience
Easy no pressure experience. Affordable price
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.