Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: E Espiritu

Quick and Effortless

Pros - The claim form is pre-filled with my and my pet’s information, which is very helpful and time saving. - The veterinarian’s office took care of filling out the rest of the form and even submitted the form for me. I thought that was great and all offices should do that. - The claim was processed within days and the money direct deposited to my account. I really like the fact that we have that option instead of waiting weeks for a check. Cons - None at the moment All in all, It was a very quick and effortless experience on my part. I definitely recommend purchasing Nationwide pet insurance, especially if it’s available through your employer.
5

out of 5

POSTED: | BY: Charlie Washuk

Top Notch Support

Super easy to file claims online, and the claim was processed in under two days!!!!!
5

out of 5

POSTED: | BY: Judy Lewis

Good response time

I never have any problems with submitting claims, quick turnaround on payment. I have an older dog and sm grateful to have the pet insurance. All the dogs I have had were insured.
5

out of 5

POSTED: | BY: Karla R

Excellent and timely service.

We are very happy with the coverage and the service. The online option to submit claims and the direct deposit are both very convenient. Grateful my friend recommended NationWide
5

out of 5

POSTED: | BY: Kathrine

Great insurance provider

I am very satisfied with my decision to leave my previous pet insurance provider and use Nationwide. It has been a very stress-free process to submit claims and the time frame for receiving refunds has been quick for the most part. The agents are very responsive and the website/phone app are user friendly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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