Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tourang Nazari

Grateful for Nationwide Pet Insurance

I'm so happy to have the benefit of pet insurance through Nationwide. They have come thru for me and my dog who is now inching towards 11years of age. Thank you for great customer service- even during C-19.
5

out of 5

POSTED: | BY: Brenda Domingues

Lifesaver

Nationwide has been a lifesaver. Rosie is our first pure breed Dog and the first puppy under a year we’ve ever adopted. From surprise pneumonia and stay in hospital to cherry eye surgery and wellness visits in between all in the first year Nationwide was there making our decisions easy to provide her the best care possible.
5

out of 5

POSTED: | BY: Nancy Thompson

Nationwide is a very good choice for Pet Insurance.

I am very pleased how quickly Nationwide processes claims. They’re always quick and easy to make a claim as well! I just email it!
5

out of 5

POSTED: | BY: Jean Silver

Pleased

Pleased with how quickly I was reimbursed. Was happy with amount I received.
5

out of 5

POSTED: | BY: Paula Trattner

Very Happy

I have been very happy with the service that I have received. Claims have been paid very efficiently. My only real concern is the last premium increase was very high. If this trend continues I may have to switch to a different company.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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