Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tamara

Nationwide covered medical needs as promised and paid benefits in a timely fashion.

After meeting the deductible, Nationwide has paid on claims submitted per the policy. Filing the claim was easy to accomplish electronically. Premiums are higher than other pet health insurance agencies, but I think in the long run it will all balance out.
5

out of 5

POSTED: | BY: Arieal

Easy going

Pretty easy to understand.
5

out of 5

POSTED: | BY: Karen

Love it

Love Nationwide! The ease of submitting claims and the customer service are fantastic
5

out of 5

POSTED: | BY: Kanwaldeep

Ms.

Thank you for asking about Spirit. We are not out of the woods yet but I am not giving up either. Thanks to your team, I know that I can provide the best health care she needs and deserves.
5

out of 5

POSTED: | BY: Kathy

Great for pets and Great for owners

I have insured two mastiffs with Nationwide and they are by far the best company to work with. I love the ease of uploading my claim and having it direct deposited into my bank. They are also very willing to go the extra mile to get additional information from your vet when necessary.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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