Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Nationwide Pet Insurance Makes It Easy

I have been skeptical to buy pet insurance because having worked in a vet office years ago I had seen horror stories of folks trying to get reimbursed for their claims. I am elated to say this was 100% NOT the case with Nationwide. After my dog's surgery Nationwide made the filing easy and walked me through every part of the claims process. I was reimbursed quickly as well. I am a fan! Thanks for providing great service so that we pet owners can focus on taking care of our 4 legged family members!
5

out of 5

POSTED: | BY: M. Carlisle

Knowing that we had Nationwide saved us from panic when our dog got injured.

We could tell our toy poodle was in pain and she cried whenever we tried to pick her up. Our regular vet sent us to the emergency vet hospital for the diagnostic work that she needed. After an MRI, she was diagnosed with a herniated disk and had to have surgery. The vet bills were mounting, and I was starting to panic because it was getting very expensive. After a deep breath, I remembered I had Nationwide Pet coverage and the relief was immediate. We could then concentrate on getting our dog well. She has recovered 100%. Nationwide paid our claims promptly, and without any glitches. Fantastic company! I recommend them highly.
5

out of 5

POSTED: | BY: Stephen Ferreira

Better service than my own health insurance.

Wow just great all around.
5

out of 5

POSTED: | BY: Edward Alley

Nationwide Pet Insurance is unbelievably good, in coverage, claims, and speed.

I continue to be amazed with the amount of coverage offered, the ease of filing a claim, and the efficiency with which the claim is evaluated and paid. Pet insurance is never inexpensive, but I think Nationwide provides the greatest dollar value for Pet Insurance.
2

out of 5

POSTED: | BY: Laurie

Not happy

My French Bulldog ripped her vulva from repeated scooting. She has allergies. She scratches everything & gets yeast in places! The vet suggested cutting back the wrinkles and skin folds to alleviate moisture and yeast. Nationwide decided her wrinkles are a congenital Defect and refused to pay for the surgery. I could not afford it but had to have it done for the sake If my dog! Nationwide will find a way to twist the symptoms so they fit in the fine print of a congenital defect to avoid paying for surgery. I just got a new puppy and am shopping around for a different insurance company for her. That really sucks.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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