Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John J

Nationwide is awesome!

Every time we've submitted a claim Nationwide has been quick and concise in both letting us know they received the claim, are working on the claim, and paid the claim in a very short time!
5

out of 5

POSTED: | BY: Wade Adams

Exceptional Service

It’s been a blessing having Nationwide for Caesar’s care. Excellent service and short claims turnaround.
5

out of 5

POSTED: | BY: Tribby Warfield

I have total confidence in Nationwide Pet Insurance to take care of my pet.

Completely satisfied with my choice of Nationwide for my pet insurance!
5

out of 5

POSTED: | BY: Suzann Smith

This insurance has paid for itself. So gratefull o gr

I love having this insurance. I do wish that it paid at the vet instead of just reimbursement but overall it has been a lifesaver.
5

out of 5

POSTED: | BY: Doug

Easy!

Absolutely simple and supportive claims process. The ability to upload photos of invoices from the phone is fantastic and has greatly improved the experience. (Can you imagine having to find a fax machine when we are all working from home during this pandemic)? I also feel like they genuinely care about my pet’s well-being - that means the world to me.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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