Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kay Keck

We love Nationwide!

Nationwide is a great company to work with. Customer service representatives are knowledgeable and courteous. Quick claim turnaround. Good value for the money. Highly recommend.
5

out of 5

POSTED: | BY: Jerri Motto

Puts my mind at ease when unexpected expenses arise when needing to care for my pets!

As our pets get older, most medical issues are unexpected. With Nationwide, the worrying subsides knowing they are there to help with the Vet bills. Filing a claim is simple and responses are quick!
5

out of 5

POSTED: | BY: Jeanne Wildman

Nationwide has been great and so easy to work with!

We have felt so much peace of mind to have Nationwide protecting our little Frenchie, Stitch. We have the highest level of coverage so that there is never a question on whether or not we can do what we need to do. Nationwide has always come through for us and quickly!
5

out of 5

POSTED: | BY: Becky Fellure

Really great customer service, a bit slow to reimburse sick visits but fast on wellness

Submitting a claim is really easy, but it takes up to two days to show on the dashboard which can be a bit confusing. The wellness claims have paid within a few days, which is nice. I had an issue with a sick visit as it requested medical records when I had already send them - this delayed the process a few weeks and I had to call several times to follow up. I wasnt able to track in on the dashboard because it just stayed in the status of "medical records needed". When needing to call, the customer service has been excellent and really helpful. Also I appreciate the entire invoice is reimbursed, whether or not you had to pay the entire invoice a the visit.
5

out of 5

POSTED: | BY: David Jones

This has unexpectedly been the best decision one could make.

Our Bella has had multiple urinary tract issues this year. The insurance has been a life saver literally for her.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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