Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Gail Hebel

No money returned???

I have sent in 3 bills with no refund even though my Acct has pd for its deductible!!!
5

out of 5

POSTED: | BY: Fleisher Carol

Good insurance company. Thank you

I have already recommended Nationwide pet insurance to friends. I never want to have to be in a situation where I can’t afford to have my cat cared for.
5

out of 5

POSTED: | BY: THERESA DIGRANDE

So glad we purchased Pet Insurance for Stella!

I'm in the insurance industry so I am a big believer of protecting assets with insurance. That said, I never really considered Pet Insurance a value. Friends talked me into it considering the breed of our puppy. We shopped around and we are so grateful to come across Nationwide Pet Insurance. The customer service has been wonderful and the claims are paid quickly and simply.
5

out of 5

POSTED: | BY: Leone Merchant

Its been incredibly easy!

Thank you for making filing a claim so easy, plus the reimbursement is very fast. As a puppy - Nova has many wellness appointments and Nationwide has come through beautifully.
4

out of 5

POSTED: | BY: Jim Goebel

Nice and easy

Quick and easy

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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