Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Gina C

Reinstatement wasn't possible after 7 yrs.

I was overjoyed to have my cat safely returned after being missing for six weeks. She was found in a city approximately seven miles from our home. Upon her return, I hoped to reinstate her insurance policy but was informed that reinstatement is not possible after 30 days. When I inquired about any possible exceptions, particularly given my unique circumstances, I was met with a firm denial. Not only was I required to open a new policy, but I was also unable to secure the same coverage as before. While I appreciate the insurance services provided, I had hoped for more flexibility or consideration, especially as a loyal Nationwide customer of seven years.
1

out of 5

POSTED: | BY: John Donovan

After years of being a policy holder

After years of being a policy holder, they dumped me like a ton of bricks. Will not renew with them.
5

out of 5

POSTED: | BY: Keisha L.

The representative was patient

The representative was patient, knowledgeable and kind!
5

out of 5

POSTED: | BY: Deb

Great Service

The representative listened to what I needed and explained my options. Once I determined what I needed he walked me through the process for payments.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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