Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andy Dormagen

Nationwide Pet Insurance Rocks!!

Amazing coverage and the service has been outstanding! I have three Standard Poodles covered and do not know what I would have done without the insurance. Fast claims and easy to work with. Thanks, Nationwide!
5

out of 5

POSTED: | BY: Marjorie Rousseau

PENELOPE’s ALLERGIST APPT

Nationwide is always prompt when received a claim as well as sending payment. Very easy to file a claim
5

out of 5

POSTED: | BY: Chavin Dillon

NationWide is TRULY always on your side!!

I’ve had Nationwide for tests but never had to really use it until this year when my dog got injured. It was sort of a mystery injury and the regular vet couldn’t figure out what what causing her to lose use of her back leg. Luckily I found an excellent rehab facility nearby and after months of rehab and continuing treatment she is doing so much better! But this rehab comes at a price, a BIG price, we’ve probably racked up thousands in bills lately, and Nationwide has covered it all! I wouldn’t have been able to take her to rehab without their continued help and support! Every interaction with customer service has been wonderful, the claims submission is a piece of cake, and they pay In a timely manner. I’ve had another big name pet insurance for my older dog and it was nothing short of a waste of money and a headache. I will continue to use Nationwide going forward for all of pets going forward. Now if only there was a human insurance equivalent :)
5

out of 5

POSTED: | BY: Anh Dang

Almost perfect pet insurance

Pros: easy claim submission process and prompt reimbursement Cons: rate goes up every year, and at a higher and higher percentage
5

out of 5

POSTED: | BY: Rachel

Best pet insurance out there!

I have had Nationwide Pet Insurance since 2013 for my miniature dachshund, Bella. I rest easy knowing that she is covered in case of emergencies. Nationwide makes it easy to file a claim, and they are quick to process it. Not only that, but they make what is covered (and what is not) very clear, so that you are not left guessing. Anytime I have had to call in, I always get to a person quickly, which is hard to find these days! Thank you for being such a wonderful insurance provider for my baby.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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