Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: George

Very good coverage. Great service. Very easy claim process. Fast service.

Very good coverage. Great service. Very easy claim process. Fast service.
5

out of 5

POSTED: | BY: Nelida Molina

Shaggy is goo.

Shaggy and his uncle Scooby went in for scheduled exams.
5

out of 5

POSTED: | BY: Paula

Glad I went went with Nationwide for my dogs!

First off, the process of signing my dogs up for insurance went smoothly, and secondly, the Nationwide customer support on the phone is great. I also like being able to submit claims online and then receiving payment via direct deposit.
5

out of 5

POSTED: | BY: Michelle Cole

Great experience!

We had a very stressful 10 days with our dog being sick including an emergency vet visit as well as multiple visits to our vet, with lots of tests etc... all while not being able to be with her due to Covid. Thanks to Nationwide, we were able to submit the claims via the app, and got confirmation it was received and then all claims were completed within 1-2 days. We are lucky to have such great pet insurance and we are happy to report our dog is back to herself completely!
5

out of 5

POSTED: | BY: Edna J

I have always been happy with Nationwide.

I have always been pleased with how Nationwide has handled my claims. When our puppies go to their new homes, I always include a pamphlet from Nationwide Insurance for the new owners can enroll their puppies.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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