Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,131

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris

Saved me $1,900 in 1 year

My cat had to get 2 ultrasounds and multiple treatments for stomach issue. Seven claims in one year totaling $2,009.I did have to pay the vet fees upfront and then was reimbursed. Have MAJOR MEDICAL for all of my pets and the claim process was super easy. Was refunded amounts in 30 days. Only paid the $100 deductible overall. Just wrote this review out of gratitude since I was so skeptical at first. Insurance companies are notorious for fine print.
5

out of 5

POSTED: | BY: Lisa

Like them

I have been a customer for 6 years and for 6 years before that. I find their customer services to be very good. Documents are easy to read and claim process simple.
5

out of 5

POSTED: | BY: Debbie

Very pleased with VPI

Very please with their service, filing claims and customer service. We have two dogs and have certainly been pleased with the insurance and would recommend to others with pets.
5

out of 5

POSTED: | BY: Gail

I have it for me, why not my Babies

I got my first pet ever in 1999 for my mother who became anorexic after a stroke. She wouldn't eat ever and lost over 50 lbs. so I came home with a kitty. My first pet at age 55. Had no experience with pets, vets, or anything. Completely ignorant. I saw an ad for Pet Insurance, did some research, and purchased the pet insurance with VPI for our Toby David. I have used VPI for Gabriella, Nannete, and now Tesa Maria, and Tommi Joseph. VPI is Wonderful, automatic, there via their website, auto payment, submit a claim, vet recognized everywhere and have received more and more publicity as more and more pet owners utilize pet insurance. We take care of ourselves, why not our pets.After my experience of gratitude to my babies, who kept my mother company and brought her back to life by eating and feeding them, they deserve nothing else but the best. VPI is my Insurance of Choice because I love my babies and love VPI. They send birthday cards, letters of sympathy. I love VPI
2

out of 5

POSTED: | BY: Happy

Stingy payouts

Over 10 years in the life of the dog, I paid over $5000 more in vet bills than I got reimbursed, plus the $7000 cost of the policy over 10 yrs. So, I lost $12,500 when my bills were only $8700! One $1100 visit to a heart specialist was reimbursed at only $460. One $2200 bill was reimbursed at $684. All these were legitimate veterinary expenses and I was shocked at how meager the reimbursement was. I won't recommend this company, and won't use it for other pets.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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