Nationwide | Pet Insurance Review

Didn't do ANYTHING for my dog because what he had started before he was covered so what? All his exams were after.BULLSHIT. My dog is dead and all they could do was say how sorry they were. FUCK YOU VETERINARY PET INSUARNCE. Waste of my money and time.

Easy to file a claim and reimbursed quickly (within 2 to 3 weeks after they receive the claim). I recommend VPI and will get again for our two new puppies when they arrive. My dog Max was covered since he was 7 months to the day he died at over 14 yrs old this March 2015. His coverage was the Superior Plan with Cancer Endorsement plus CareGuard Core Coverage with no medical exclusions. This year's cost was about $81 a month. Yes, it was on the expensive side but I wanted to be covered for the major expenses. I think when I first got it over 13 years ago it was $40 per month. His last bill was over 1,300 and VPI paid over $900. Through the years, when I did remember to file a claim, VPI reimbursed me about 30% to 50% for routine vet visit and medicine because I added the CareGuard Core Coverage. I simply faxed them the pre-filled Claim form which I could get anytime from their web site with the receipt and details of the bill I paid. I never had a problem. There's no time limit on when you can file a claim. I filed the last claim two months after I paid it. They even canceled the coverage when they saw Max had died without me having to tell them. If I had to name one improvement they could do, it would be for more details about my policy such as my monthly cost on their website. However, whenever I had a question about my policy, I could call them or email them and the response was quick.

Covered around 90-95% of vet bills for my dog's fractured leg!! Had to go to 2 different vets and most of the bills were covered including $500 of the $700 X-ray bill and almost the entire $1100 bill for the actual tibial fracture repair and the subsequent follow up visits!! Definitely was surprised by the amount they did cover and would highly recommend them to anyone looking for pet insurance!!

I was reimbursed less than $10 on a $170 claim. I submitted a claim for $170, VPI determined that only $61 was eligible (no explanation as to why), minus $50 deductible and the remaining $11 was reimbursed at 90% for a grand total of $9.90, which is less than I pay for a monthly premium. I have had this policy for over 5 years and this is the first time I've used it. If I have put my premium in the bank rather than throwing it away to VPI, I could have payed this vet bill several times over.

Thankfully I had VPI when Lina, my pit mix was diagnosed with cancer. Her care was top notch and never questioned. The amount reimbursed was a Godsend and I will be forever grateful for their kindness when she died. I still have her sister Toto and she is doing well and I love the check-in emails and reminders of exactly what is available to me as a pet owner. Yes, there are limitations but in the scheme of devastating illnesses I was able to make a much better decision with the options I had available. Toto uses wellness but she too is getting older and I rest assured I can care for her with confidence and VPI