Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,460

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sue

timely response easy to understand coverage

Marco needed urgent bladder surgery to remove stone and postoperative care. Nationwide refunded the cost of the surgery according to my plan in a timely easy to understand manner. They were better to deal with than my own health insurance company!
5

out of 5

POSTED: | BY: joann

emergency visit

We had boarded Phoebe when we went out of town at a reputable kennel. She was fully vaccinated, which was also a requirement of the kennel. Five days after we brought her home she developed a violent cough almost like something was lodged in her throat. We took her to our veterinarian and it was diagnosed as kennel cough. It was frightening. She had to be x-rayed to ensure there wasn't something lodged. Nationwide covered almost the entire visit which was wonderful.. I would recommend this insurance for all pet owners
5

out of 5

POSTED: | BY: Bernadette

Prompt service

My claim was processed and paid in a timely fashion.
5

out of 5

POSTED: | BY: Olivier

Efficient service giving us Peace of Mind!

Efficient service giving us Peace of Mind! A bad bronchitis required a few visit to the vet and nationwide came through to help out. Great service!
5

out of 5

POSTED: | BY: Julia

insurance claims results

I was so pleased with Molly's insurance plan. Her claim was processed and was reimbursed for about 80% of her bill (this was minus some of her deductible) within two weeks of filing the claim. Thank goodness her results came back from the lab as benign.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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