Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Erin

Absolutely love my pet insurance!

I've had many friends get dog and run into the typical horror stories where unexpected problems and illnesses occur and suddenly the dog goes from a $700 investment to a $7000 one. I started researching pet insurance RIGHT when I knew I seriously wanted a puppy. There are many fancy new brands with apps and instant access and such, but nothing gives you the TOTAL and FULL coverage like Nationwide. I have found this insurance to be such a financial safety net I needed when buying a dog. I have no qualms about taking my little guy to get the care he needs, when he needs it because I know Nationwide will have my back. The total wellness package option is a little pricey, but worth every penny (especially as a first time dog owner) to know that if the worst happens, you won't be digging into your savings to pay for it. The claims process is super easy, and I am reimburse without questions asked. It's easier than my own health insurance. I'll never go anywhere else with my dog. I love Nationwide's hassle-free, sleep without worrying, simply the best coverage!
5

out of 5

POSTED: | BY: kpas

Great feature: chat with vets

This feature was incredibly helpful for me in determining whether to take my kitten to the vet. Also, First policy I've see with wellness coverage, including spay/neuter procedures!
5

out of 5

POSTED: | BY: Jay

Good service

My dog Ava is 5 months, at 3 months she fractured her paw. I am a firm believer in health coverage even for my pets, they covered the cost of the vet that I was able to get the best treatment for Ava . The cost is most affordable I even have it for my cat Remi. I appreciate this company, their customer service is very thorough and courteous they talk to you like a friend rather than a client. I highly recommend them. They truly are on your side. Julius
5

out of 5

POSTED: | BY: Flargin

Nationwide has beeen wonderful!

Thank you Nationwide Pet Insurance for being so easy to work with. I have submitted a few claims now for my loving Riley! I can rest assure that I will always be able to provide her with the best of care!
5

out of 5

POSTED: | BY: Lish

Great Pet Insurance

Having pet insurance is a plus for our furry babies. They are like our children who get into things and get sick etc. VET cost can be expensive and having this insurance where you can submitted a claim to either get fully reimbursed or partially reimbursed is a stress release on our pockets. It's worth the monthly payment and it will pay off in the long run.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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