Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Magster

Nationwide - smartest decision I made

We lost our last wolfhound to cancer and did not have insurance. Our costs for exploratory surgery and consults were over $3,500. Not to mention the anxiety of having to come up with the cash. When we got another wolfhound I was determined to get insurance and chose Nationwide's full plan. Our pup was 8 weeks old when we got her and being a larger breed the premium is more per month but we already knew that costs can get out of hand with a wolfie. She needed surgery to correct a leg injury she sustained. Valgus deformity as a result of the damage to the growth plate. Surgery was $3500 to fix the leg up and plus the cost of several follow up visits with x rays. I think it was over $4500, Nationwide covered everything they promised - 90 percent of all vet bills above the deductible. My girlfriend says getting nationwide is one of the smartest things I did.
5

out of 5

POSTED: | BY: Majesticgiantaz

I'm so very happy I have this

I couldn't be happier with another pet insurance! NOT EVEN IF IT WAS FREE! The coverage is superb, the customer service is amazing - it's not a bank breaker! I definitely recommend this insurance company!
5

out of 5

POSTED: | BY: wolfeyes74

Claims

My first time having insurance on my dogs, and they have been wonderful. Fast, friendly service and customer service is awesome.
5

out of 5

POSTED: | BY: Nigel112315

Recently Confirmed Why I Chose Nationwide

At first I was not sure how the experience was going to go. We had some pre-existing conditions on our puppy's policy and a few claim issues where I was frustrated, but recently they have worked with us and been responsive and proved why I decided to go with them in the first place. Excellent service, and I am very happy with the way they have handled our policy.
5

out of 5

POSTED: | BY: kernparklady

A Peace of Mind

With a low annual deductible, and the affordable monthly payments, pet insurance with Nationwide for our dog is a wonderful peace of mind.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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