Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jaycee98

Pets need coverage too!

I love my Nationwide Pet Wellness Coverage. The claims are paid quickly and EOB clearly explained. Covers needed treatments to maintain a healthy pet. I will be renewing !
5

out of 5

POSTED: | BY: sarahip94

excellent plan

great options and offers it may be a bit expensive but overall a great insurance all my pets are insured with this company I'm a long time but very satisfied customer.
5

out of 5

POSTED: | BY: vinnybob

Everything was handled professionally.

My wife and I are retired and in our seventies. This policy saved our baby's life. This is a five star program and we highly recommend it to all pet owners.
5

out of 5

POSTED: | BY: Natalie

The Best

I did my fair share of research regarding health insurance plans as I have three dogs and really wanted to make sure they were covered in case something ever happened. Nationwide is the absolute best. Not only do they cover many things that other pet insurance companies don't (such as preventatives like NexGuard and HeartGuard and not just if the pet gets ill), but they actually cover prior existing conditions, if that condition does not occur for 6 months straight from the start of your insurance plan. Their customer service is great as every representative I have ever dealt with always takes their time to explain anything I may have questions about. SOMETIMES they take a bit long to process a claim, but it gets done. I am really happy with Nationwide and have referred them to many friends who have pets and are looking for an insurance company that they feel comfortable with =)
5

out of 5

POSTED: | BY: sencinias69

Healthy Puppy = Happy Family

Since getting insurance for our puppy Nunu, we have been very happy knowing that taking her to the vet does not mean we will have to worry about the cost. Nationwide has a user friendly website, friendly customer service, it is easy to submit forms and the turn around is fast! We are very happy with Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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