Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,434

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: cecelia

This pet insurance is fantastic.

I was recommended to get this insurance and it was the best decision I've made for my pups thank you Nationwide
5

out of 5

POSTED: | BY: Teresa

Peace of Mind

Having help paying my vet bills through Nationwide insurance gives me peace of mind when one of my three dogs has a health issue. Rather than waiting because of worry about a large bill I take the dogs to be seen right away. Having lost a dog to complications of Lyme Disease and another to cancer I become anxious any time one of the dogs has a health issue. Going to the vet right away keeps a potential problem from getting worse and gives me peace of mind that I am doing everything in my power to keep my dogs healthy.
5

out of 5

POSTED: | BY: Luisa

This is where to be regarding pets insurance!

I have always received the claim refund in timely manner. The time on the phone when i called are very few minutes. I will continue to use these services.
5

out of 5

POSTED: | BY: Jennifer

Bringing a new Kitten into the World

Throughout the last year of my Adult cats life I had gotten rid of the insurance because it did not benefit her due to a pre existing condition. But for my kitten it has helped a lot already. Apparently it is common with kittens after they get spayed that they are to active and the incision had come open. So after the deductible it was really helpful to get 90% of it back. I do believe that this insurance is a great thing, if you know how to manage a budget and consider the "depreciation" of an animals life and bodily functions.
5

out of 5

POSTED: | BY: Katie

Nationwide brings Peace of Mind

Nationwide has been amazing. I was always skeptical about pet insurance but when my husband and I got our new puppy we thought we should try it out just in case. We are so happy that we chose Nationwide as our Insurer. They have provided great customer service and are always available when I have questions. I also have never had any issues with submitting a claim or with getting reimbursed! When our puppy started having severe allergies we were so grateful that we could provide her the treatment and care that she needed with the help of Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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