Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Angela

Best pet insurance EVER

I have been immensely impressed with my dog pet insurance. What is most impressive is that all the things that the plan says they cover they actually cover and reimburse you 90% of the cost. The submission process is simple and I received my reimbursement checks within a few weeks. I am very satisfied with this insurance plan it is well worth the cost especially during my puppy's first year. We intend to continue the insurance through his life I hope they don't change the plan! It is by far the best plan since it covers nearly everything.
5

out of 5

POSTED: | BY: Alana

Such a relief!

My dog was recently attacked by a vicious dog while on a walk. Nationwide paid the entire visit in full, and contacted me to make sure he was ok. One less thing to worry about. Thank you!
5

out of 5

POSTED: | BY: William

Best insurance ever. That includes human insurance

We are completely satisfied with the Nationwide Pet Insurance.
4

out of 5

POSTED: | BY: Pat

Rates increase significantly each year

This insurance was a good value when my dog was a puppy. I could relax and know that whatever came up I could handle it financially and not have to worry about the cost vs her health. My dog is 4 years old and each year the rates have gone up...this year they went up 18%! I now am questioning whether I can afford it for much longer. Very disappointed.
5

out of 5

POSTED: | BY: Doris

Thank you for being there for me!

I have two Eurasiers. One was recently diagnosed with Glaucoma, both eyes. I could see he was in pain and the eye therapy was getting quite expensive. I chose to have the operation and replace his eyes with prostheses. I submitted the claim and, to my surprise, Nationwide covered all but $100 of this operation. I actually cried when I got the check. Thank you for helping. Doris
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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