Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,460

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Irene

Customer service rep phone convo

I love the pet insurance and what it all encompasses. However, when I called into customer representative to inquire why my claim was denied, the rep did not sound too friendly. She was able to help me and answered my question but did not sound too excited to serve me. It made me feel very insignificant.
5

out of 5

POSTED: | BY: Michal

Excellent insurance

Having Nationwide has been a lifesaver for Zoey as well as for myself. I cant imagine being without insurance for my furbaby.
5

out of 5

POSTED: | BY: David

Persistence!

Really appreciate the persistence and follow-up that Nationwide did for Boudicca. You processed our claims immediately for our other three cats, but for some reason, our vet was not providing you all the records you needed for Boudicca. It took a while, but you kept at it and retroactively processed prior claims fully. Also appreciated the monthly updates you sent, saying you were still reviewing the claims.
5

out of 5

POSTED: | BY: Natalie

Easy to get reimbursed!

I was reimbursed the costs I expected and the submission process was simple. E-mail communications have been very prompt and helpful. Thank you.
5

out of 5

POSTED: | BY: Samantha

Great

I was happy when I got pet insurance. Just like humans we need it just in case anything bad happens. Really satisfied with nationwide pet insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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