Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Darla

Best Insurance!

After talking to several other companies when I was initially researching insurance, Nationwide made the most sense. Now that we've had it for a couple of years I can definitively say that it is the best insurance! It's really simple to understand-one deductible, and then they pay 90% of all costs after the deductible has been met each year. It's quick, and painless to submit the claim, and we are always paid promptly. This insurance has made going to the vet stress free! Thank you, Nationwide!
3

out of 5

POSTED: | BY: Nancie

Does not pick up as much as they used to.

Was very surprised and disappointed at the claim reimbursement for my dog, Hershey. You need to review the amounts WITH A VET. $650 on a $3500 surgery is way wrong. Hospital stays and daily nursing need to be covered with your best medical policies! I have not picked apart what was reimbursed on Mimi’s claim because I no longer trust the company anyway. The below comments relate to Mimi.
5

out of 5

POSTED: | BY: Susan

Would definitely recommend Nationwide

Continued great service from this company. Claim submission is easy and expedient in most cases.
5

out of 5

POSTED: | BY: Patricia

It was great to have insurance when I need it.

I had my cat for 10 years he past away... last Tuesday. I'm glad I had insurance it gave me piece of mind Thank you
5

out of 5

POSTED: | BY: April

Not what I expected

This was the first time my cat has been sick. After 3 days in 2 different emergency hospitals, he was finally starting to feel better. I thought I was prepared with having routine and emergency insurance coverage, but I was mistaken. I knew I was going to have to pay some money, but I was surprised when I got stuck having to pay the majority of a $3000 bill. I was disappointed in the reimbursement to say the least, but also that a representative did not call for details of the situation to take into consideration for reimbursement. I question why I’m paying all this money to have my pets insured if the insurance doesn’t cover at least a majority of the expenses?

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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