Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: muriel

too long, poor commuication

Claims took a very long time to process. Some communication was online and some via mail. Had to call several times to find out more info was needed for me (weeks after intially sending info) and that I would get a letter that told me this. If claims are submitted online and you can check on the status, then communication should be able to occur here- not by a letter for one thing, and email for another, check the website for another. These claim statuses online also did not reflect what part of the process they were in -reviewed, complete, pending, etc, without explanation of what was actually happening as indicated. You send the claim by email to one email, then follow up info/history/records are to be sent to a different email which is not mentioned on the site. Took months to be reimbursed. Then got several letters that mentioned preconditions (of eye inflection, inflammation that was not present when I adopted the cat), and each one said something slightly different but essentially the same. Overall, not sure if it is worth it and am disappointed with the difficulty and lack of clarity it took to navigate the process.
5

out of 5

POSTED: | BY: Karen

Quick and easy

I’m glad that I have this pet insurance my dog went to the pet resort and when I picked him up he had a weird sore on his foot. I brought him to the Vet and he had to have it removed it was some sort of weird thing that just showed up. Claim was paid within 2 weeks
5

out of 5

POSTED: | BY: Sheila

Miracle is a happy, healthy puppy - all 4 lbs. of him!

Only good things to say - Miracle is doing very well. He's intelligent - has learned to sit, working on down and stay. He's alert, responsive and independent.
5

out of 5

POSTED: | BY: Cherie

Gracie has allergies

We are adapting to a pet with allergies ....She is responding well to monthly Cytopoint injections .... She is able to make it longer during the winter months ..... She is a very smart and happy girl and we are so grateful to be able to have help from you guys to offer her the best possible life .... She is a rescue dog and was found running down the road towards a major highway on a 120 degree day ...... It was as if she was running to us ..... She is attending training sessions and we are hoping she makes it to therapy dog status We are so grateful to be with Nationwide .....
5

out of 5

POSTED: | BY: Rebecca

The Best Protection Under the Sun!

I have loved having Nationwide available to me. You are all so easy to work with and filing claims is incredibly easy. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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