Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tharinee

So informative agent and help me with…

So informative agent and help me with my policy choices. Answer all my question with knowledge. Thank you so much.
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5

out of 5

POSTED: | BY: Donald Miller

Best of the Best !!

My experience with Nationwide & VPI has been an extraordinary journey now in our 26th year in every way for service & help above & beyond measure. You can't get any better than #1. Thanks Nationwide. don miller
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5

out of 5

POSTED: | BY: Ev Kim

Very helpful!

Kiara was very patient and understanding with me. She also handled everything with ease and got all my issues handled without any hesitation. Very helpful and looking forward to calling the help line next time I need assistance
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5

out of 5

POSTED: | BY: Andrea

Wonderful Customer Service

Carl was very thoughtful! I called in with a claim question and he thoroughly combed through months of medical records to ensure he was providing the best advice as possible. While I didn’t get the outcome I was looking for, the logic and reasoning he provided made sense. I’m thankful he took my call tonight; he’s definitely an asset to Nationwide.
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2

out of 5

VETERINARIAN: Deerwood Animal Hospital

POSTED: | BY: Carey Daniels

Nationwide Pet Insurance disappoints when with rates of reimbursement and limitations for specific diagnosis

When it comes down to it and your pet is diagnosed with cancer you hope to have coverage for adequate diagnosis and treatment The benefit reimbursement for this insurance is very low and completely out of touch with the current market. It did not even fully cover the cost of a biopsy and CT scan and I was out of benefits for cancer until my next benefit year. Needless to say my dog will likely not live to see the next benefit year commence. Only their top tier policy may be worth while. None of my pets qualified to upgrade to that policy when it was introduced as they had pre-existing conditions meaning claims had already been filed . This company was VPI years ago and was wonderful. Nationwide took over and it’s awful.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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