Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jan

Prompt response

Cody recently had a hot spot for which he had to see the vet. I submitted a claim for the visit and received prompt reimbursement. So far Nationwide has been responsive and very user friendly.
5

out of 5

POSTED: | BY: Sarah

The Best!

Thank you so much for everything! It definitely helps when you guys help out with the bill! I work at a vet hospital and am constantly recommending you! I am hoping you guys will help with the exotics bill! 😀
5

out of 5

POSTED: | BY: Susan

Easy Claims Processing

I love the ease of submitting my claim information right from my phone and having the benefits direct deposited into my account. It doesn’t get easier than that!
5

out of 5

POSTED: | BY: Carol

Easy to file claims online

I find claims easy to submit from my phone using the Vet app. I also like that money is deposited into my bank acct. the only problem I have is that neutering under 1 year was not covered for my dog. I am a responsible pet lover of a non show quality, companion dog. I am going to have my pet neutore....it is the right thing to do. Nationwide you should cover neutering, it is the right thing to do. I purchased the plan with the most coverage I could get and neutering is not covered under 1 year.
5

out of 5

POSTED: | BY: Itzel

I love Nationwide !

Nationwide covers my Lily’s Eyelid Agenesis . Wich means she didn’t develop eyelids . When I found out she needed skin graph surgery to help her close her eye more and keep her eyes from infection it brought me to tears but I felt like I had the support of her pet insurance to get her the best care possible . She had a successful surgery, she continues to get care every 2-4 months to follow up . She will forever need eye meds. But she is such a happy cat, and if I didn’t have Nationwide I wouldn’t of been able to provide her with all the medical care she needs. If she didn’t have the procedures done she probably would of had to have her eyes removed based on their constant exposure and no protection, getting eye ulcers and constant infection due to her hair being in her eyes all the time . Im am forever greatful that Nationwide offers coverage for her eyes and genetic issue .

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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