Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,513

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alex

Fabulous and Friendly

We began using Nationwide Pet Insurance when we got our first puppy Irish Wolfhound named Groot! We have been so impressed with Nationwide and their pet insurance and it has saved us quite a bit of financial strain when dealing with health issues. We will continue to utilize their insurance for our current and any new pets and I cannot recommend and thank them enough for working with us!
3

out of 5

POSTED: | BY: Caitlin

Long waiting period for reimbursement

I recently got this pet insurance with the wellness plan added for my dog, and I am surprised at how long it takes to get a reimbursement check or anything notifying me that the claim is in progress. Is there any way I can know that a claim is pending? Or do I just have to guess? Of course the first year having a dog is the busiest because we've been going to numerous appointments every month. I think uploaded 4 claims and only got 1 check back. Please let me know if there is any way of me finding out if they are pending? Through the app?
5

out of 5

POSTED: | BY: Erika

Excellent

Nationwide has made my life stress and worry free during the 1st year of my puppy. After having to put down my last dog because I couldn’t afford emergency surgery, I knew I needed insurance. My new puppy has had the worst of luck making her first year difficult (and expensive) but because of her insurance I knew that she would be able to get the care she needed when she needed it. I always recommend nationwide to any pet owner I run into!
5

out of 5

POSTED: | BY: Holly

Great service!

Great company with endless sources that help make owning a fur baby easier.
5

out of 5

POSTED: | BY: Adam

Nationwide Pet Insurance is wonderful!

I love this company, and the compassion that they show. They always have my back.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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