Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Leslie

Slowly improving

Harrison's back is slowly improving. He is on a limited exercise and no jumping! His face continues to be an issue with itching. One vet took a very small thorn out of his lip. The other two not sure what is causing the itch unless it is allergies. I will continue to monitor it.
5

out of 5

POSTED: | BY: Jane

Thank You!

Our girl recently picked up an ear and skin infection while being boarded and by the time they took her to their vet, and then we took her to our vet (because she wasn't eating either and very depressed) and got a different diagnosis and medicine, we had a healthy vet bill. She had just had her yearly physical and so we got a healthy portion of our vet bill back because our yearly deductible had been met. She's fine now and they have no idea how she even got it but Nationwide is great. We had a different company when she was younger and she was never ill, the cost was the same and we never got any money back from her yearly wellness visits. My daughter's vet recommended Nationwide when they got their dog and it was so much better, we switched and have not regretted it.
5

out of 5

POSTED: | BY: Kathy

Nationwide has been exceptional in processing and responding to claim submissions.

Nationwide offers a simple process for online submissions of vet claims. I am pleased with the response times and for the reimbursement rates. I did not have such insurance with my previous pets and this has saved us significant costs in maintaining our pet's health.
5

out of 5

POSTED: | BY: Bryanna

Nationwide is great, fast service, informative.

I have sent in several claims for my two dogs, especially my new puppy with all his shots and check ups. Nationwide has been pretty quick to process and reimburse my claims. They also sent several emails to notify they had received my claims and to check in on my dogs. They are great! Highly recommend
4

out of 5

POSTED: | BY: harvey

Rucker has some early onset arthritis and some other issues in his elbow

Rucker was sent to a specialist who performed an MRI and found that Rucker has some early onset arthritis issues in his elbow and some other issues there that will need to be monitored but overall he is doing great. The Nationwide Insurance program is as good, if not better, than the PPO Insurance that I have for myself. Thank You.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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