5
out of 5
POSTED: | BY: Diana
Excellent customer service
It's so easy to file a claim and the process is extremely fast from start to finish.
4.8
out of 5
Number of reviews 24,800
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Denis
Excellent, no-fuss coverage
My experience with Nationwide has been consistently good. They provide great coverage and my claims are processed quickly with no hurdles thrown in the way as often happens with insurance companies. It’s been an excellent experience so far.
5
out of 5
POSTED: | BY: David
Thrilled with Nationwide
Great insurance. It's a shame that insurance for people isn't as good
5
out of 5
POSTED: | BY: Melissa
Great coverage
We couldn't be happier with the coverage we have for both of our adopted mutts. We debated if pet insurance was worth it. I discussed it with my husband last fall when it was offered at my work. We decided to give it a go. Within the first 5 months of the year, we had already met our deductible for each dog due to heart worm and flea/tick meds. Now, when we have vet visits, the insurance covers 90%. So far, so good.
4
out of 5
POSTED: | BY: Samar
Some things I love and others might cause me to change
I love the Vet Helpline, it has been very helpful to me during a very difficult time with my pets. (primarily one of my cats).
Overall, there are things about VPI Pet Insurance (I still call you this, not Nationwide) that I love. I can go to any vet, anywhere in the world and submit a claim at any time. These are the things that keep me here.
What I am finding difficult is the sudden surge in cost after my pets turned 10 - even though they have been at VPI since they were 10 weeks old and I have a number of pets.
The second, is it seems that I am getting less reimbursement for claims - for example, medication is not included but when my cat is over 10 years old, he actually does need regular medication. With the surge in cost, I'm now not so sure VPI is as good as it seems to be when my animals are really sick.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.