Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,502

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Glory

Disappointed

Do not send automated/ generated emails when checking on a pet. If this last claim I submitted was actually viewed you would know that I had to put down my dog, so it was very hurtful to receive an email asking how my dog is doing when she is no longer with me!
5

out of 5

POSTED: | BY: Sharon

Thank goodness for health insurance

I am very pleased with my insurance. It allows me to make sure Bella stays in great shape. She is a healthy dog with no real problems as it is, but if something happens that I need to take her to the vet, it is not the bad experience it could be if I did not have insurance for her. Here's to a long and healthy life for Bella!
4

out of 5

POSTED: | BY: Renee

Great! But took FOREVER

Everything was covered that we expected and we eventually got our money back. But it took almost 6 months before we finally got the check in the mail. Multiple letters were mailed saying it was taking a long time and would be several more weeks. But overall I was very pleased with the service. Just took a while.
5

out of 5

POSTED: | BY: Lynn

Caring staff and quick reimbursement with no hastle.

Fast and great caring service. I’m very pleased with the claims process and NationWide’s concern about my senior pet’s health.
5

out of 5

POSTED: | BY: Kristen

Im glad to have VPI

VPI has saved me many times when my pets are ill. and with routine visits as well
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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