Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,819

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Julie

Claims dept could be more clear on denials

I submitted a claim and it was denied twice and it was because the bill I submitted said Estimate and not Invoice. It was the emergency vet service that helped me to figure it out while I feel that Nationwide's underwrite could easily have put a note in my correspondence specifically pointing out the problem instead of just sending a denial. For first-time claim submittals, a little more explanation would have gone a long way. My reimbursement was delayed a good two months because of this back and forth.
5

out of 5

POSTED: | BY: Barbara

Nationwide Pet Insurance has been very fair and reliable.

Nationwide Pet Insurance has been very fair and reliable.
5

out of 5

POSTED: | BY: Heather

Nationwide Pet Insurance is the BEST!

Nationwide Pet Insurance has been a great investment for our dog, Daisy. If we have to call in, the representatives always answer the phone quickly (yes, a REAL person!), they are friendly and helpful. We have been amazed by the excellent service that we consistently receive. We were in the process of moving from GA to SC when Daisy broke out in hives. I scrambled to find a new vet so that she could be seen right away. Nationwide didn't miss a beat in processing our claim. Highly recommend!
5

out of 5

POSTED: | BY: Leanor

Vet visit

Payment from pictures of my claims using app was extremely easy, quick & payment came without any follow-up or questions by Nationwide Pet Ins
5

out of 5

POSTED: | BY: Tom

Very satisfied with recent claim

My claims for my two dogs (Nellie - ringworm; Ranger - foreign object in eye) were both handled promptly and fairly. Very pleased!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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