Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,502

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Lisa

Rates increase without ever really getting decent coverage

VERY disappointed... have paying for the insurance for 2 years. Rates increased both times and have received yet another significant increase (I'm guessing because my dogs turned 8 years old). Have never put in a claim for anything other than their well-visits and flea/tick and heartworm medicine. The one time I need to bring my dog in because he was sick, every claim was denied. Apparently I never met the deductible -- my question is if that's true, why do you keep raising my rates???!? Obviously my dogs are healthy.
5

out of 5

POSTED: | BY: Akemi

I highly recommend Nationwide Pet Insurance!

We’ve had the policy with Nationwide since our dog was a puppy. It has saved us many times over every time she has to go to a vet which has been more often than we had anticipated. A quick turn around time and a great customer service!
5

out of 5

POSTED: | BY: Michelle

Super

We are so glad that we switched insurance companies, as this provides comprehensive support of our dog, from wellness visits to prescriptions to injuries/sickness. The only reason I ranked it a 9 instead of a 10 is that submitting a claim is very tedious. I have found that the vitus vet app is much easier to use when submitting a claim.
5

out of 5

POSTED: | BY: Aaron

Love your service.

Great service for the price and fast claims. Always keeping me apprised on the status of claims that are filed. Have referred many friends that have pets or just got a new pet to help with medical expenses that come with owning a pet.
5

out of 5

POSTED: | BY: Cheryl

Thank goodness for insurance

Buttons had to have her spleen removed. The procedure was over $2,000 and we paid $100 deductible. It was an amazing savings. I'm waiting for my check over 3 weeks but I'm sure it won't be much longer. It never has been. I recommend pet insurance to everyone with a new pet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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