Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Stephanie

Submitting Claim improvement opportunity

This is the first time we have used pet insurance and we are so excited it is offered through my place of employment! So after the most recent (and first) claim I submitted - I realized that it would be very helpful if claims could be submitted via my smartphone as we can our own dependent care and health care claims (via another company) rather than printing off a claim form and sending via mail. The overall process was a bit labor intensive. Also- there seems to be a glitch in the website where it asked several times extra information about our pets - but would never save the info I submitted (I tried several times over a few day). I ended up telling someone I talked to via customer service, who was very helpful....she ended up entering this info for me.
5

out of 5

POSTED: | BY: Jacqueline

Awesome, courteous and prompt processing.

Awesome, courteous and prompt processing. I appreciate the professionalism of Nationwide. They are professional yet sensitive to pet owners.
5

out of 5

POSTED: | BY: Joyce

NATIONWIDE Pet insurance is the best.

Simon has alot of allergy problems and in the last year has had trouble with ear infections. Nationwide has been very easy to work with. After the yearly deductible has been met, the company has paid everything. I am very pleased.
5

out of 5

POSTED: | BY: Janelle

Easy and quick claim process!

Claim process was easy to follow. Claim was resolved and a check received in a timely manner (30 days) without any back-and-forth. I was definitely impressed and happy with Nationwide's service.
5

out of 5

POSTED: | BY: Wendy

Awesome service, very pleased!

So happy I signed up for all my pets and had my mom sign up her new puppy too!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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