Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,502

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Brittany

Lack of communication skills

Sadly, this is was one of the worst experiences ive had with Nationwide pet care. I typically enjoy the user friendly interface, feel like the reimbursements come back in a good time. However this last experience has been dreadful. I send in 3 claims and with one, received feedback that detailed invoice was needed and needed to be sent again. I went in and attached all needed information and referenced claims, called 3 times on different days to follow up, tried to email multiple times, tried to speak to someone, anyone to make sure all needed information was there. No updates, kept getting the run around and no one was able to give me straight and direct information.
5

out of 5

POSTED: | BY: Christopher

NW did a fantastic job in assisting us in our time of need with our puppy and showing genuine love for our pet

NW did a great job in immediately responding to our claim and covering a significant portion of our puppy's surgical procedures. This procedure was certainly unexpected and in the end saved his life. We're grateful for NW covering his surgery and how he's more than back to his old self, happy as can be. Additionally, it was great to receive follow-up emails from NW checking on Simba and showing ultimate care and concern for our dog.
5

out of 5

POSTED: | BY: Canella

Amazing

We have had pet insurance with your company for both of our dogs. I love the low premium. Excellent customer service. Reimbursement of expenses incurred for our dogs has been a blessing. Without the insurance coverage we would be in deeper financial debt. The reimbursement time is reasonable. I love being able to have 24 hour access to my account too.
5

out of 5

POSTED: | BY: Debbie

Pet insurance is the best!

Have had this insurance since our dog was 8 weeks old. Recently having health issues in his older years & so glad insurance is there to defray costs and allows us to pay for the treatments he needs.
4

out of 5

POSTED: | BY: Tami

Slow processing claims

Everything is fine except claims processing time which seems to take close to a month.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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