Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Nikki Currier

Nation Wide Pet Insurance

Recently enrolled in pet insurance with nationwide, after I was enrolled I read many negative reviews and was very skeptical. I submitted my first bill and it took about a month to be reimbursed which is longer than I was hoping for BUT when my claim was eventually taken care of I was reimbursed for everything my policy had promised so I am satisfied. If it continues like this I will be very satisfied with my coverage with the exception of the length of time it takes to process claims!
5

out of 5

POSTED: | BY: Barbara Schultze

GREAT Service

Your company is very efficient and well run.
5

out of 5

POSTED: | BY: James Schuler

Customer Service Call

Customer Service follow up was good.
5

out of 5

POSTED: | BY: Robert

coverage in case of the worst

This insurance is a bit expensive (costs more than the annual premium for my life insurance) but I keep it in case of a catastrophic injury or illness for my dog. Claims used to be processed much faster when it was VPI
5

out of 5

POSTED: | BY: David Namey

excellent service

Good insurance coverage, easy to file claims. Good customer service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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