Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Diane DiPietro

The coverage is great for new conditions and surgeries.

I like being able to fax the form. It would be good if you could provide an email for claims and we could scan the document and send via PDF. I am fine with facsimile but it maybe another good alternative for submission. I like how recently you have sent follow up to see how Stitch is feeling. I have had coverage since VPI and he was 6 months old and VPI never did that. Your coverage has improved or I am making sure the communication between me and the veterinary hosiptal is better so my claims have been covered fairly. One thing I don't understand is not covering his rabies vaccinations or any vaccinations.
1

out of 5

POSTED: | BY: Ann-Marie Potemski

Waiting 4 months to find out that my dogs' claims denied because of pre-existing conditions. Not!

I am just VERY disappointed that I had to wait almost 4 months to get a response on my pet claims! (October 7th- next week would be 4 months!) When I first inquired about the pet insurance- I was told that everything I was asking about for our soon to be 16 year old beagle and 12 year old Walker Coon Hound- would be covered. That is why I chose to get insurance for both pets. Then, when I submit the claims- I am told that these are pre-existing conditions and nothing is covered. How are abscessed teeth not covered? Kidney failure? Really? I shared my utter disappointment and wanted the claims to be reconsidered. I was told I would need to write this up rather than having the representative advocate for me/us. After the 4 hour "paper review", I thought that the representative could help me. Since nothing is covered (at least in my opinion), I asked that the insurance is not renewed next year. She told me that she could not do that- that I needed to manually do that in January. I am just very disappointed in the service and support.
5

out of 5

POSTED: | BY: Roellyn Armstrong

They love my dog as much as I do!!.

Always courteous and helpful whenever I call for information about a claim.
5

out of 5

POSTED: | BY: Coleen

Pet Insurance gives us the assurance we needed

Before we had Nationwide Pet Insurance, I was always afraid of what would happen if an emergency arose concerning my pets. Now I have peace of mind knowing that they're covered. It's very comforting to know that I don't have to worry. We also love the fact that a lot of the routine care is paid for, such as annual exams, vaccinations, etc. We're very happy!
4

out of 5

POSTED: | BY: Christina Medina

Easy claims process and fair so far

So far the cost of insurance doesn't outweigh the benefits as my dog has not been seriously ill or injured. They really charge a lot for older dogs so I can't give a glowing review. They are fair in their reimbursements and cover many expenses. I think they are improving the claims process as far as submitting them electronically and paying claims via direct deposit.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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