Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Matt

Very simple process.

The process to submit my pet's claim is very simple. Scan and upload invoices and the pre-filled claim form. I get alot out of my monthly payment. Just had a vet visit of close to $1000 and I was reimbursed almost $700.
5

out of 5

POSTED: | BY: Matt

Very simple process.

The process to submit my pet's claim is very simple. Scan and upload invoices and the pre-filled claim form. I get alot out of my monthly payment. Just had a vet visit of close to $1000 and I was reimbursed almost $700.
5

out of 5

POSTED: | BY: Glenda

Prompt, pleasent service.

Great service. Very pleased.
5

out of 5

POSTED: | BY: Ashley

Such a HUGE help!

NW Pet insurance has been such a huge help with my puppy’s vet visits for shots and check-ups!
5

out of 5

POSTED: | BY: Stephen

Excellent and timely service

Our Border Doodle Jinny developed an immune mediated lung condition requiring multiple tests and procedures. Fortunately she is now improving and we are most grateful for the specialized veterinary care. We had purchased the full coverage policy when she was a puppy and the ability to focus on the needed care and procedures rather than on the bills has been a blessing. Nationwide has been both fair and prompt on claims processing.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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