Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Caroline

The Wellness coverage is disappointing

The Wellness coverage is disappointing. Other pet insurance companies offer better Wellness program coverage for an equivalent fee.
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1

out of 5

POSTED: | BY: Jacqueline Ruhland

I was very transparent in my submission…

I was very transparent in my submission as to my dog's health and pre-existing conditions. Obviously, I realize that none of her pre-existing conditions would fall under allowable coverage, however, there's a lot more to a dog than a pre-existing condition. There are many areas of Health and Wellness that need to be addressed throughout the lifetime of a dog. Yet you declined my application. Not cool! I will never use Nationwide again nor will I refer any friends or family to it. I used Nationwide for a previous dog and I wasn't entirely satisfied with it then either.
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5

out of 5

POSTED: | BY: Barbie and Sophia

Personality and I could relate to the…

Personality and I could relate to the person. My pet did not do well with meow mix.His dog had to have other food too. Some of the foods on the market are not healthy!
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5

out of 5

POSTED: | BY: Shirley MacLeod

Professional, thorough and very helpful

Professional, thorough with information and helpful with my questions. Process was easy.
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1

out of 5

POSTED: | BY: Austin Wolf

Nationwide has been covering my pets 10+ years

Nationwide has been covering all my pets for more than a decade. I lost my job March 1st and missed a couple payments. I called to inform them of the situation, they said I could catch up when I'm able. Then, they cancelled my dogs policy in April and won't reinstate it in June. I paid from her birth until now, and now you're saying she might have pre-existing conditions. I will never use your service again, and will tell everyone I know not to. You are a scam.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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