Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: customer

My representative was lovely!

My representative was sooo patient and helpful. He had a lovely attitude while we added all my fur babies to my policy. Will be recommending him for sure!
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5

out of 5

POSTED: | BY: customer

We had a very good experience with…

We had a very good experience with Nationwide pet insurance for our previous dog. The website was very easy to navigate.
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4

out of 5

POSTED: | BY: Spivab

The agents are professional and…

The agents are professional and knowledgeable.
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5

out of 5

POSTED: | BY: Thalia Gutierrez Canola

Easy to use platform

Easy to use platform
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4

out of 5

POSTED: | BY: Cory

Simple process, but pre-existing condition coverage unclear

The process was very simple, but it was not clear (until I called an agent) whether any conditions covered by my current Nationwide plan would be considered a "pre-existing condition" on my new Nationwide plan... unfortunately, the conditions which were covered before are considered pre-existing now, even though I'm moving from one Nationwide plan to another
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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